Title Insurance Claims
Title insurance provides financial protections to homeowners and mortgage lenders. As title defects can arise in a number of different ways, title insurance offers a recourse. Unfortunately, it is not always easy to make a title insurance claim. In fact, in far too many cases, valid title insurance claims are unfairly or improperly denied.
If your title insurance claim was denied, you need to take immediate action to protect your rights.
Rachel E. Khirallah is an experienced Dallas title insurance attorney. Ms. Khirallah has the skills and legal knowledge required to bring and defend the full range of title insurance claims. No matter the specific circumstances of your case, our law firm is ready to protect your rights and interests.
To set up a free case evaluation with a top-rated Texas title insurance claims lawyer, please contact us today.
Understanding the Basics: What is Title Insurance?
When you hear attorneys and real estate professionals discuss title, they are essentially referring to a bundle of ‘ownership rights’. To be clear, title to a property is not the same thing as the deed to a property.
A property deed is an actual legal document — it is something that you can hold in your hand. In contrast, the right of property ownership is conceptual. This is a distinction that matters because, unfortunately, disputes can arise over who exactly owns a piece property.
Title insurance protects property owners, lenders, and other interested parties from losses related to issues with property title. For example, title insurance could protect a homeowner if another party suddenly shows up and claims that they own the property.
Similarity, title insurance provides protection if a construction company appears — claiming that they have a lien on a home because they were never paid for their work. Title insurance also provides financial protection easements over property that may not have been previously known or disclosed.
Unlike most forms of insurance, title insurance does not protect the insured parties against future events — at least not in the purely technical sense. Instead, it protects them against things that already may have occurred but that may not currently be known information. If you have specific questions or concerns about title insurance or if you are considering bringing a claim, an experienced Texas title insurance lawyer can help.
We Handle the Full Range of Title Insurance Claims
Our law firm has experience handling a wide range of title insurance claims and related cases. Rachel E. Khirallah is a top-rated Dallas, TX title insurance attorney. She represents parties who are bringing title insurance claims and she defends title insurance claims.
No matter the specific nature of your case, we are prepared to advocate for your legal rights and your property interests. Some of the most common title insurance claims our law firm handles in Texas include:
- Disagreements over policy exclusions;
- Disputes regarding whether an ‘actual’ loss occurred;
- Claims over fraudulent documents;
- Claims over fraudulent conveyances;
- Disputes over missing or incomplete documentation;
- Boundary line disputes;
- Easements disputes;
- Mechanic’s lien claims; and
- Foreclosure actions.
If your title insurance company has denied coverage and you believe that you have a valid claim, it is imperative that you consult with an experienced Texas title insurance lawyer as soon as possible.
With title insurance claims, policyholders only have a limited amount of time to take action to protect their rights. Remember, insurance companies do not get to make the final decision on your case. Do not let them string you along. When any type of dispute arises, action is required. If you fail to challenge the denial, you may lose out on your rights.
Notably, title insurance is a relatively unique area of law. Title insurance cases are especially complex and few legal professionals have true experience handling these claims. You need a skilled attorney on your side.
Our Dallas, TX title insurance claims lawyer will conduct a comprehensive review of your case, carefully explain your rights and options to you, and help you take whatever action is necessary to get your claim covered.
Get Help From an Experienced Texas Title Insurance Claims Lawyer Today
At Khirallah PLLC, our Texas real estate attorney has extensive experience handling all types of title insurance claims. These are complicated cases; all homeowners deserve zealous, effective legal representation. We are ready to help protect your rights.
To schedule a free, strictly confidential review of your title insurance claim, please do not hesitate to contact our Dallas law office today.